6 Ways Homebuyers Can Save
When the mercury rises, so do home sales. According to Realtor.com, over half of all homes are sold in the summer. Over and over again, house prices take a slight dip in January and then a swift climb again once school is out. That means if you want to wrangle a good deal – and avoid a bidding war – your odds are best if you shift from

What are Mortgage Underwriters looking for?
Once you've found a house, made an offer, and been pre-approved for a mortgage, you may think the tough work is done. You'd be wrong. Instead, you must first traverse the loan underwriting process, which is spearheaded by an underwriter.

Think of the underwriter as a Sherlock Holmes for the mortgage lending industry. With precisely three clues to work with -- credit, collateral, and capacity - they must

6 Things to Do Before Buying a Home
Buying your first home is a huge decision, and the process may seem daunting. After all, there are so many choices as well as costs to consider—and there's so much paperwork involved! Where do you even begin? In an attempt to give you a head start, we've created a list of six things we feel you'd best pay attention to before you decide to run

The 3 best ways to take advantage of today’s historically low interest rates
Mortgage interest rates were already hovering around 3 year historical lows when ‘Brexit’( Britain’s exit from the European Union) caused rates to drop even lower, and into all-time lows! That’s right, rates are near all-time lows, and more potential homebuyers and homeowners are beginning to take notice. Why? Simply because, the lower the interest rate, the lower a monthly

5 simple details expert realtors should know about mortgages
Don’t worry, we’re not trying to turn you into a loan officer here, but we do want to share some important details that expert realtors should be knowledgeable about when it comes to the mortgage lender side of things. Keep the following 5 mortgage things in mind the next time you’re meeting with a client.
1. Mortgage lenders are an exception when it comes to

Which one is better for Home Buyers: A Fixed or Adjustable-Mortgage Rate?
You’re ready to embark on the journey to home ownership and now you've got some things to consider. One of them – we’re sure – is deciding which kind of mortgage loan you're shopping for: a fixed-rate mortgage (FRM) or an adjustable-rate mortgage (ARM). Even if you’ve got your mind set on one, it’s always good to know the difference

A Realtor’s Guide to Building a Strong Social Media Presence
So you’re a realtor who wants to start using social media to build your business, but you aren’t sure where to begin. We’ve gone ahead and put together a quick list of the important things to keep in mind to keep you from having to do all the searching! Here’s what you’ll have to think about:
Do consider making the best use of your

First Time Home Buyer's Guide
Buying your first home is an exciting step and one of the biggest financial decisions you will make. Its also one of life’s best adventures! Before you begin the journey to homeownership, it is important to understand the home buying process. At New America Financial, we know the process in and out and lucky for you, we’ve created this simple 8-step guide to buying your first home! From

A Quick Home Buyer’s Guide to Repairing Bad Credit
Repairing bad credit doesn’t happen overnight, but as a potential home buyer, there are a few things to keep in mind as you work to improve your credit score. Check out the list below:
1. Find out your credit score
You can’t improve bad credit if you don’t have a starting point. Lenders look at a potential homebuyer’s credit from all three credit bureaus – Equifax,

5 Must-Read Facts when Considering an FHA Home Loan
You’ve heard your homeowner friends talking about FHA home loans, and you’ve been wondering if it’s the right move for you; but first, you’re probably wondering what an FHA loan even is.

FHA home loans were designed to assist homebuyers in fulfilling their American dream of homeownership. They are loans insured by the Federal Housing Administration, which means more advantages for home buyers wanting to

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First Time Home Buyers' Guide


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